Three Year Official Cohort Student Loan Default Rates

The 3-year cohort default rate is the percentage of a school's borrowers who enter repayment on certain Federal Family Education Loan (FFEL) Program or William D. Ford Federal Direct Loan (Direct Loan) Program loans during a particular federal fiscal year (FY), October 1 to September 30, and default or meet other specified conditions prior to the end of the second following fiscal year.


The 3-year cohort default rate is the percentage of a school's borrowers who enter repayment on certain Federal Family Education Loan (FFEL) Program or William D. Ford Federal Direct Loan (Direct Loan) Program loans during a particular federal fiscal year (FY), October 1 to September 30, and default or meet other specified conditions prior to the end of the second following fiscal year.

Average Debt by Program

Program 2021 2020 2019 2018
DO $265,244 $243,370 $243,002 $229,231
DPM $210,103 $198,155 $181,765 $194,298
DPT $96,430 $109,277  $91,288 $95,298
PA $105,146 $104,364 $90,564 $90,591
MPH $29,625 $26,950 $24,566 $20,700
MHA $35,806  $28,323 $26,214 $29,970

Averages based on actual borrowers.

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