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Three Year Official Cohort Student Loan Default Rates

Three Year Official Cohort Student Loan Default Rates

The 3-year cohort default rate is the percentage of a school's borrowers who enter repayment on certain Federal Family Education Loan (FFEL) Program or William D. Ford Federal Direct Loan (Direct Loan) Program loans during a particular federal fiscal year (FY), October 1 to September 30, and default or meet other specified conditions prior to the end of the second following fiscal year.


The three-year cohort default rate is the percentage of a school's borrowers who enter repayment on certain Federal Family Education Loan (FFEL) Program or William D. Ford Federal Direct Loan (Direct Loan) Program loans during a particular federal fiscal year, October 1 to September 30, and default or meet other specified conditions prior to the end of the second following fiscal year.

Average Debt by Program

Program 2020 2019 2018 2017
DO $243,370 $243,002 $229,231 $224,724
DPM $198,155 $181,765 $194,298 $181,002
DPT $109,277  $91,288 $95,298 $103,676
PA $104,364 $90,564 $90,591 $97,320
MPH $26,950 $24,566 $20,700 $24,268
MHA $28,323  $26,214 $29,970 $28,078

Averages based on actual borrowers.

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