Three Year Official Cohort Student Loan Default Rates

The 3-year cohort default rate is the percentage of a school's borrowers who enter repayment on certain Federal Family Education Loan (FFEL) Program or William D. Ford Federal Direct Loan (Direct Loan) Program loans during a particular federal fiscal year (FY), October 1 to September 30, and default or meet other specified conditions prior to the end of the second following fiscal year.


The 3-year cohort default rate is the percentage of a school's borrowers who enter repayment on certain Federal Family Education Loan (FFEL) Program or William D. Ford Federal Direct Loan (Direct Loan) Program loans during a particular federal fiscal year (FY), October 1 to September 30, and default or meet other specified conditions prior to the end of the second following fiscal year.

Average Debt by Program

Program 2022 2021 2020 2019
DO $263,555 $265,244 $243,370 $243,002
DPM $196,980 $210,103 $198,155 $181,765
DPT $101,241 $96,430 $109,277 $91,288
PA $105,994 $105,146 $104,364 $90,564
MPH $29,854 $29,625 $26,950 $24,566
MHA $35,078 $35,806 $28,323 $26,214

Averages based on actual borrowers.

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