Three-Year Official Cohort Student Loan Default Rates
The three-year cohort default rate is the percentage of a school's borrowers who enter repayment on certain Federal Family Education Loan Program or William D. Ford Federal Direct Loan Program loans during a particular federal fiscal year, Oct. 1 — Sept. 30, and default or meet other specified conditions prior to the end of the second following fiscal year.
Updated October 2025
In March 2020 COVID-19 emergency relief measures suspended student loan payments. Payments resumed in October 2023.
Average Debt by Program
Averages are based on actual borrowers.
| DO | $263,555 | $272,484 | $286,081 | $311,123 |
| DPM | $196,980 | $208,508 | $242,051 | $244,118 |
| DPT | $101,241 | $126,789 | $118,768 | $132,732 |
| MSPAS | $105,994 | $118,951 | $113,674 | $133,611 |
Updated October 2025