Direct Subsidized Loans
Graduate students are not eligible for Subsidized Stafford loans.
Direct Unsubsidized Loans
Loans for loan periods beginning on or after July 1, 2012
Subsidized Loan Maximum
Unsubsidized Loan Maximum
All Graduate and Professional Students
Certain Health Professions Students
*Based on the length of the enrollment period.
The aggregate loan limit for graduate and professional students remains unchanged at $138,500 ($224,000 for DO, DPM and MPH), not more than $65,500 of which may be in subsidized loans.
The annual limits are maximums per year based on eligibility and cost of attendance. Aggregate limits are lifetime limits. If you have considerable Stafford debt prior to entering DMU you may exhaust your Stafford eligibility.
To check your prior Stafford loans you can:
Direct Subsidized Loan Time Limitation
Direct PLUS Loans
For additional information go to www.studentaid.ed.gov/types/loans
Borrower has the option to make Unsubsidized Stafford and/or Grad Plus loan interest payments while in school.
Prior Stafford borrowing can exhaust your Stafford Loan eligibility prior to completing the program.
Subsidized and Unsubsidized Staffords do have the same interest rate.