High copays: Do something about them!

March 1, 2013 —

Physical Therapists in Iowa have introduced legislation to limit the amount insurance companies charge for copays for physical therapy treatments.

Senate File (SF 259) and House File (HF 99)
A bill for an act relating to third-party payment of services provided by a physical therapist.

This bill provides that a policy, contract, or plan providing for third-party payment or prepayment of health or medical expenses shall not impose a co-payment or coinsurance amount on an insured for services provided by a physical therapist that is greater than the co-payment or coinsurance amount imposed on the insured for services rendered by a person engaged in the practice of medicine and surgery or osteopathic medicine and surgery for the same or a similar diagnosed condition even if a different nomenclature is used to describe the condition for which the services are provided. The bill applies to specified individual and group policies, contracts, and plans that are issued for delivery, continued, or renewed in this state on or after July 1, 2013.

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