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1. Plan a budget

  • Plan a realistic expense budget.

The DMU cost of attendance budget is an average of what expenses may be and is also the maximum you can receive. You can request any amount of financial aid up to the DMU student budget for your class. Federal regulations do not allow the financial aid office to certify a student for more than the student budget (this includes all financial aid resources including but not limited to loans, scholarships, NHSC, HPSP (military) any other form of financial aid a student may be receiving).

  • Determine what the best available sources are to meet individual expenses.

2. Apply for financial aid

  • First time borrowers need to complete an Entrance Interview. This is available as part of the financial aid packet on Pulse.
  • Next, go online at www.fafsa.ed.gov to complete the FAFSA. This must be done every academic year to determine eligibility. Please use the IRS Data Retrieval Tool to upload your completed tax information to your FAFSA.
  • To apply for a Stafford Loan all first-time borrowers or incoming students are required to complete a Direct Stafford Loan Master Promissory Note (MPN). All Stafford borrowers are required to complete a Direct Loan Request Form every year available on Pulse. If you are applying for a GradPlus loan please refer to the financial aid packet on Pulse for information and instructions.
  • Once financial aid has been processed, an award letter is emailed to your DMU email address. This is notification that the school has approved the amounts listed. If a Grad Plus or an alternative loan was certified, the loan is approved or denied based on credit.